Raising kids is expensive, and no matter how you look at it, a certain amount of financial planning need to be done to make sure the kids are being taken care of – from monthly expenses to saving for their …

Two percent of financial planners are African-American according to Time, a number that planners like Lazetta Rainey Braxton are working to change. Braxton, 42, is the president of the Association of African American Financial Advisors, also known as Quad-A, a …