Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # What is a Financial Planner? | What does a Financial Planner do? Financial Planner Careers ## Sitemaps - [XML Sitemap](https://www.financialplannerworld.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://www.financialplannerworld.com/blog/) - Keep up to date with the news that affects financial planners, financial advisors, stockbrokers and wealth managers. - [The Affect of Federal Debt on Wall Street](https://www.financialplannerworld.com/2012/01/the-affect-of-federal-debt-on-wall-street/) - [Types of Stock Market Traders](https://www.financialplannerworld.com/2012/01/types-of-stock-market-traders/) - [Investing in Gold](https://www.financialplannerworld.com/2012/02/investing-in-gold/) - [Overview of Broad Markets](https://www.financialplannerworld.com/2012/02/overview-of-broad-markets/) - [Financial Risk Taking](https://www.financialplannerworld.com/2012/02/financial-risk-taking/) - [Investing with the Margin of Safety Principle](https://www.financialplannerworld.com/2012/02/investing-with-the-margin-of-safety-principle/) - [Develop the Habit of Saving](https://www.financialplannerworld.com/2012/02/develop-the-habit-of-saving/) - [Using a Company's Balance Sheet in Fundamental Analysis](https://www.financialplannerworld.com/2012/02/using-a-companys-balance-sheet-in-fundamental-analysis/) - [Players in the New York Stock Exchange](https://www.financialplannerworld.com/2012/02/players-in-the-new-york-stock-exchange/) - [Understanding the Business Cycle](https://www.financialplannerworld.com/2012/02/understanding-the-business-cycle/) - [Is Residential Real Estate Worth the Investment?](https://www.financialplannerworld.com/2012/02/is-residential-real-estate-worth-the-investment/) - [The Role Interest Rates Play in the Economy](https://www.financialplannerworld.com/2012/02/the-role-interest-rates-play-in-the-economy/) - [Analyst Calls](https://www.financialplannerworld.com/2012/02/analyst-calls/) - [Government Bonds](https://www.financialplannerworld.com/2012/02/government-bonds/) - [Selling Stocks Short](https://www.financialplannerworld.com/2012/03/selling-stocks-short/) - [Investing for Retirement](https://www.financialplannerworld.com/2012/03/investing-for-retirement/) - [529 College Savings Plan](https://www.financialplannerworld.com/2012/03/529-college-savings-plan/) - [Basic Estate Planning](https://www.financialplannerworld.com/2012/03/basic-estate-planning/) - [Use Trusts in Estate Planning](https://www.financialplannerworld.com/2012/03/use-trusts-in-estate-planning/) - [Estate Taxes](https://www.financialplannerworld.com/2012/03/estate-taxes/) - [Roth IRAs](https://www.financialplannerworld.com/2012/03/roth-iras/) - [Currency Trading Sessions by Geographical Area](https://www.financialplannerworld.com/2012/09/currency-trading-sessions-by-geographical-area/) - [Newcomers to Currency Trading](https://www.financialplannerworld.com/2012/09/newcomers-to-currency-trading/) - [The Interbank Market](https://www.financialplannerworld.com/2012/10/the-interbank-market/) - [Trading in the Interbank Market](https://www.financialplannerworld.com/2012/10/trading-in-the-interbank-market/) - [Currency Reserve Management](https://www.financialplannerworld.com/2012/10/national-governments-banks-as-key-players-in-the-currency-market/) - [Currency Pairs](https://www.financialplannerworld.com/2012/10/currency-pairs/) - [Forex Market Positions](https://www.financialplannerworld.com/2012/10/forex-marketi-positions/) - [Rollovers](https://www.financialplannerworld.com/2012/10/rollovers/) - [Executing Currency Trades](https://www.financialplannerworld.com/2012/10/executing-currency-trades/) - [Types of Orders in the Forex Market](https://www.financialplannerworld.com/2012/10/types-of-orders-in-the-forex-market/) - [Evaluating a Nation's Creditworthiness](https://www.financialplannerworld.com/2012/10/evaluating-a-nations-creditworthiness/) - [Using Structural Themes in Currency Trades](https://www.financialplannerworld.com/2012/10/using-structural-themes-in-currency-trades/) - [Using Technical Themes in Currency Trades](https://www.financialplannerworld.com/2012/10/using-technical-themes-in-currency-trades/) - [The Most Actively Traded Currency Pair](https://www.financialplannerworld.com/2012/11/the-most-actively-traded-currency-pair/) - [Trading the USD/JPY](https://www.financialplannerworld.com/2012/11/trading-the-usdjpy/) - [Trading the GBP/USD](https://www.financialplannerworld.com/2012/11/trading-the-gbpusd/) - [Trading the USD/CHF](https://www.financialplannerworld.com/2012/11/trading-the-usdchf/) - [Trading Minor Currency Pairs](https://www.financialplannerworld.com/2012/11/trading-minor-currency-pairs/) - [Short-term Forex Day Trading](https://www.financialplannerworld.com/2012/11/short-term-forex-day-trading/) - [Medium-Term Directional Forex Trading](https://www.financialplannerworld.com/2012/11/medium-term-directional-forex-trading/) - [Long-Term Macroeconomic Forex Trading](https://www.financialplannerworld.com/2012/11/long-term-macroeconomic-forex-trading/) - [Forex Market Technical Analysis Charts](https://www.financialplannerworld.com/2012/11/forex-market-technical-analysis-charts/) - [Trend Lines](https://www.financialplannerworld.com/2012/11/trend-lines/) - [Ichimoku Charts](https://www.financialplannerworld.com/2012/11/ichimoku-charts/) - [Gap Risk](https://www.financialplannerworld.com/2012/12/gap-risk/) - [Entry Points & Stop-Loss Levels](https://www.financialplannerworld.com/2012/12/entry-points-stop-loss-levels/) - [Forex Brokerages](https://www.financialplannerworld.com/2012/12/forex-brokerages/) - [Americans' View of Retirement](https://www.financialplannerworld.com/2012/12/americans-view-of-retirement/) - [Click and Deal Trades](https://www.financialplannerworld.com/2012/12/click-and-deal-trades/) - [Placing Forex Market Orders](https://www.financialplannerworld.com/2012/12/placing-forex-market-orders/) - [Take-Profit Targets](https://www.financialplannerworld.com/2012/12/take-profit-targets/) - [Closing Out a Forex Market Trade](https://www.financialplannerworld.com/2012/12/closing-out-a-trade-forex-market-trade/) - [Evaluating a Past Trade](https://www.financialplannerworld.com/2012/12/evaluating-a-past-trade/) - [Keys to Succesful Currency Trading](https://www.financialplannerworld.com/2012/12/keys-to-succesful-currency-trading/) - [Forex Market Trading Mistakes to Avoid](https://www.financialplannerworld.com/2012/12/forex-market-trading-mistakes-to-avoid/) - [Reducing Risk in Currency Trading](https://www.financialplannerworld.com/2012/12/reducing-risk-in-currency-trading/) - [The Euro Will Recover](https://www.financialplannerworld.com/2012/12/the-euro-will-recover/) - [Budgeting Red Flags](https://www.financialplannerworld.com/2012/12/budgeting-red-flags/) - [Crowdfunding](https://www.financialplannerworld.com/2013/01/crowdfunding/) - [The Nation's Borrowing Limit](https://www.financialplannerworld.com/2013/01/the-nations-borrowing-limit/) - [Edward Jones: Training Stockbrokers Goes Back to Basics](https://www.financialplannerworld.com/2013/06/edward-jones-training-stockbrokers-goes-back-to-basics/) - [Hello, Technology! Integrated Technology Increasing Advisor Salaries](https://www.financialplannerworld.com/2013/07/hello-technology-integrated-technology-increasing-advisor-salaries/) - [When it comes to New Client Acquisition, Financial Advisors are more Optimistic than Ever](https://www.financialplannerworld.com/2013/07/when-it-comes-to-new-client-acquisition-financial-advisors-are-more-optimistic-than-ever/) - [Successful Retirees Increasingly Seeking Assistance from Financial Advisors](https://www.financialplannerworld.com/2013/07/successful-retirees-increasingly-seeking-assistance-from-financial-advisors/) - [Enhancing your Finance Career through Volunteer Work](https://www.financialplannerworld.com/2013/07/enhancing-your-finance-career-through-volunteer-work/) - [Can a Financial Advisor be Sued?](https://www.financialplannerworld.com/2013/12/can-a-financial-advisor-be-sued/) - [The Top 5 Ways to Prevent Complacency in your Financial Planning Firm](https://www.financialplannerworld.com/2013/12/the-top-5-ways-to-prevent-complacency-in-your-financial-planning-firm/) - [What is a Retirement Income Planning Professional and Why You Want to Be One](https://www.financialplannerworld.com/2014/01/what-is-a-retirement-income-planning-professional-and-why-you-want-to-be-one/) - [What Your Clients Want to Ask You (And What You Should be Prepared to Tell Them)](https://www.financialplannerworld.com/2014/01/what-your-clients-want-to-ask-you-and-what-you-should-be-prepared-to-tell-them/) - [Where Have All the Financial Planners Gone?](https://www.financialplannerworld.com/2014/02/where-have-all-the-financial-planners-gone/) - [Why Clients are on the Hunt for Certified Financial Planners](https://www.financialplannerworld.com/2014/02/why-clients-are-on-the-hunt-for-certified-financial-planners/) - [CFP Board Introduces Academic Initiatives for the Financial Planning Profession](https://www.financialplannerworld.com/2014/03/cfp-board-introduces-academic-initiatives-for-the-financial-planning-profession/) - [Financial Planners Are Not Just for the Rich](https://www.financialplannerworld.com/2014/03/financial-planners-are-not-just-for-the-rich/) - [How Much Does a Financial Planner Earn?](https://www.financialplannerworld.com/2014/04/how-much-does-a-financial-planner-earn/) - [How a Financial Planner is Different from a Stock Broker and an Accountant](https://www.financialplannerworld.com/2014/04/how-a-financial-planner-is-different-from-a-stock-broker-and-an-accountant/) - [CFP Commercial – Showing the Public You’re more Qualified than a Disc Jockey](https://www.financialplannerworld.com/2014/05/cfp-commercial-–-showing-the-public-you’re-more-qualified-than-a-disc-jockey/) - [5 Tell Tale Signs You Need a Financial Planner](https://www.financialplannerworld.com/2014/05/5-tell-tale-signs-you-need-a-financial-planner/) - [Should Students Use Financial Planners?](https://www.financialplannerworld.com/2014/06/should-students-use-financial-planners/) - [Becoming a Certified Financial Planner](https://www.financialplannerworld.com/2014/06/becoming-a-certified-financial-planner/) - [The Growing Need for Financial Planners](https://www.financialplannerworld.com/2014/07/the-growing-need-for-financial-planners/) - [Financial Planner vs. Investment Adviser vs. Wealth Manager](https://www.financialplannerworld.com/2014/07/financial-planner-vs-investment-adviser-vs-wealth-manager/) - [Three Great Books For Financial Planners](https://www.financialplannerworld.com/2014/07/three-great-books-for-financial-planners/) - [Financial Planners Called On To Be More Cognizant of Veteran Benefits](https://www.financialplannerworld.com/2014/08/financial-planners-called-on-to-be-more-cognizant-of-veteran-benefits/) - [Clients Looking for a Financial Planner Want a High Level of Service and Interpersonal Skills](https://www.financialplannerworld.com/2014/08/clients-looking-for-a-financial-planner-want-a-high-level-of-service-and-interpersonal-skills/) - [Niche Practices Among Financial Planners Growing Exponentially](https://www.financialplannerworld.com/2014/09/niche-practices-among-financial-planners-growing-exponentially/) - [More Financial Planners Choosing College Over Brokerage Programs to Career Preparation](https://www.financialplannerworld.com/2014/10/more-financial-planners-choosing-college-over-brokerage-programs-to-career-preparation/) - [Financial Planners Learn About Life Planning at Annual FPA Conference](https://www.financialplannerworld.com/2014/10/financial-planners-learn-about-life-planning-at-annual-fpa-conference/) - [Financial Planning Coalition Looking to Congress for Greater Industry Regulation](https://www.financialplannerworld.com/2014/11/financial-planning-coalition-looking-to-congress-for-greater-industry-regulation/) - [Human Financial Advisors Poised to Fight Off Automated “Robo-Advisors”](https://www.financialplannerworld.com/2014/12/human-financial-advisors-poised-to-fight-off-automated-“robo-advisors”/) - [Too Many Would-Be Advisers Unaware of the Benefits of Becoming a Financial Planner](https://www.financialplannerworld.com/2014/12/too-many-would-be-advisers-unaware-of-the-benefits-of-becoming-a-financial-planner/) - [Financial Planning Coalition Looking for Industry Regulation in 2015](https://www.financialplannerworld.com/2014/12/financial-planning-coalition-looking-for-industry-regulation-in-2015/) - [Top Jobs in the World of Finance](https://www.financialplannerworld.com/2015/01/top-jobs-in-the-world-of-finance/) - [The Annual T3 Technology Conference Holds Surprises for Financial Advisors](https://www.financialplannerworld.com/2015/02/the-annual-t3-technology-conference-holds-surprises-for-financial-advisors/) - [Theater Student-Turned-Financial-Planner Shares Financial Advice for Young Adults in New Book](https://www.financialplannerworld.com/2015/03/theater-student-turned-financial-planner-shares-financial-advice-for-young-adults-in-new-book/) - [Apps Developed Exclusively to Address the Time Management Struggles of Financial Advisors](https://www.financialplannerworld.com/2015/03/apps-developed-exclusively-to-address-the-time-management-struggles-of-financial-advisors/) - [Specialized Financial Services for Divorced Women Offered by Manhattan Financial Advisor](https://www.financialplannerworld.com/2015/04/specialized-financial-services-for-divorced-women-offered-by-manhattan-financial-advisor/) - [New Presidential Proposals and How it Impacts the Future of Financial Planning](https://www.financialplannerworld.com/2015/04/new-presidential-proposals-and-how-it-impacts-the-future-of-financial-planning/) - [Former Track Star Now Coaches Others on Their Finances](https://www.financialplannerworld.com/2015/05/former-track-star-now-coaches-others-on-their-finances/) - [Misconceptions Still Sometimes Cause People to Shy Away from Financial Planners](https://www.financialplannerworld.com/2015/05/misconceptions-still-sometimes-cause-people-to-shy-away-from-financial-planners/) - [Financial Planners Can Help Clients from Falling Off the Tax Cliff](https://www.financialplannerworld.com/2015/05/financial-planners-can-help-clients-from-falling-off-the-tax-cliff/) - [Millennials Inspire a New Approach to Financial Planning](https://www.financialplannerworld.com/2015/06/millennials-inspire-a-new-approach-to-financial-planning/) - [Ohio Financial Planner Becomes Million-Dollar Producer While Fighting Cancer](https://www.financialplannerworld.com/2015/06/ohio-financial-planner-becomes-million-dollar-producer-while-fighting-cancer/) - [Greek Vote This Weekend Will Have Major Impact on Global Finance](https://www.financialplannerworld.com/2015/07/greek-vote-this-weekend-will-have-major-impact-on-global-finance/) - [Whistleblower Awarded Millions After Exposing Fraud Case](https://www.financialplannerworld.com/2015/07/whistleblower-awarded-millions-after-exposing-fraud-case/) - [Technology Companies’ Creative Accounting Practices May Falsely Inflate Profits](https://www.financialplannerworld.com/2015/08/technology-companies-creative-accounting-practices-may-falsely-inflate-profits/) - [The Recent Stock Market Correction Also Offers Opportunities](https://www.financialplannerworld.com/2015/09/the-recent-stock-market-correction-also-offers-opportunities/) - [Changes in Families Mean Changes in Financial Planning](https://www.financialplannerworld.com/2015/09/changes-in-families-mean-changes-in-financial-planning/) - [New Fiduciary Guidelines for Financial Planners May be Published In September](https://www.financialplannerworld.com/2015/10/new-fiduciary-guidelines-for-financial-planners-may-be-published-in-september/) - [“Donor-Advised Funds” are an Effective Way to Manage Charitable Giving](https://www.financialplannerworld.com/2015/10/donor-advised-funds-are-an-effective-way-to-manage-charitable-giving/) - [Generations May Change, Their Financial Goals Don’t](https://www.financialplannerworld.com/2015/10/generations-may-change-their-financial-goals-dont/) - [Planning for the Inevitable May Be the Most Important Part of Healthy Finances](https://www.financialplannerworld.com/2015/11/planning-for-the-inevitable-may-be-the-most-important-part-of-healthy-finances/) - [African-American Financial Planners Denting the Wage Gap](https://www.financialplannerworld.com/2015/12/african-american-financial-planners-denting-the-wage-gap/) - [No Kids Doesn’t Mean No Financial Planning](https://www.financialplannerworld.com/2015/12/no-kids-doesnt-mean-no-financial-planning/) - People who have kids are more likely to be more diligent with their savings and financial planning, but adults without kids should plan for the future, too. - [Families with History of Disease More Likely to Seek Financial Advice](https://www.financialplannerworld.com/2016/02/families-with-history-of-disease-more-likely-to-seek-financial-advice/) - [Financial Planner Offers Nuanced Mortgage Advice](https://www.financialplannerworld.com/2016/02/financial-planner-offers-nuanced-mortgage-advice/) - Should a financial planner's clients pay off their mortgages? Mortgage debt is considered the best form of debt, so here are some things to consider. - [The Unprecedented Threat of Recession From Low Oil Prices](https://www.financialplannerworld.com/2016/04/the-unprecedented-threat-of-recession-from-low-oil-prices/) - [How to Advise Clients About Timeshare Spending](https://www.financialplannerworld.com/2016/07/how-to-advise-clients-about-timeshare-spending/) - Are vacation timeshares a good financial investment? Financial planners can help their clients decide whether a timeshare is a good idea. - [Financial Planning Association Gears Up for Annual Conference in Baltimore](https://www.financialplannerworld.com/2016/09/financial-planning-association-gears-up-for-annual-conference-in-baltimore/) - [Free Financial Planning Events Held in Major Cities Throughout October](https://www.financialplannerworld.com/2016/10/free-financial-planning-events-held-in-major-cities-throughout-october/) - [Providing Financial Advice to the Newly Self-Employed](https://www.financialplannerworld.com/2016/11/providing-financial-advice-to-the-newly-self-employed/) - Financial planners can help their self-employed clients plan for the future, establish a budget and protect against fraud. - [How Financial Planners can get High-Quality Referrals](https://www.financialplannerworld.com/2016/12/how-financial-planners-can-get-high-quality-referrals/) - Referrals can be a great source of new clients for financial advisors. Here are our best practices on how to source referrals. - [Here's How to Bounce Back from Excessive Holiday Spending](https://www.financialplannerworld.com/2017/01/how-to-bounce-back-from-excessive-holiday-spending/) - If you're cash-strapped following the holiday spending season, here's what to do. - [Major Change is Afoot for the Country’s Tax Policy in 2017](https://www.financialplannerworld.com/2017/02/major-change-is-afoot-for-the-countrys-tax-policy-in-2017/) - [The Financial Planner's Guide to Seeing Past the Pandemic in an Era of Global Uncertainty](https://www.financialplannerworld.com/2020/04/the-financial-planners-guide-to-seeing-past-the-pandemic-in-an-era-of-global-uncertainty/) - [Will Fallout from the COVID-19 Pandemic Lead to a New Kind of Global Economy, or Do We Go Back to Business as Usual?](https://www.financialplannerworld.com/2020/05/will-the-covid-19-pandemic-create-a-new-kind-of-global-economy-or-do-we-just-go-back-to-business-as-usual/) - The COVID-19 pandemic has financial planners wondering if the economy ever will get back to normal. - [In This Market, the "V" is More Likely to Stand for Volatility than a Quick Rebound](https://www.financialplannerworld.com/2020/06/in-this-market-the-v-is-more-likely-to-stand-for-volatility-than-a-quick-rebound/) - Financial planners make predictions constantly. But the prediction business got harder in early 2020, and the market continues to be tricky. - [Key Takeaways from Capgemini's World Wealth Report 2020](https://www.financialplannerworld.com/2021/01/capgemini-world-wealth-report/) - Here's what financial planners, advisors and wealth managers need to know about Capgemini's World Wealth Report 2020. - [Money Market Accounts vs. Money-Market Funds](https://www.financialplannerworld.com/2011/10/hello-world/) ## Pages - [Home](https://www.financialplannerworld.com/) - Interested in a career as a financial planner or advisor? Here's what you need to know. - [Most Affordable Finance Degrees in the Western U.S.](https://www.financialplannerworld.com/most-affordable-finance-degrees-in-the-western-u-s/) - [Top Financial Blogs | Financialplannerworld.com](https://www.financialplannerworld.com/top-financial-blogs/) - [School Offers](https://www.financialplannerworld.com/school-offers/) - [How to become a Financial Planner in Wyoming - WY | License Certification Requirements | Job Description](https://www.financialplannerworld.com/wyoming/) - [How to become a Financial Planner in Wisconsin - WI | License Certification Requirements | Job Description](https://www.financialplannerworld.com/wisconsin/) - [How to become a Financial Planner in West Virginia - WV | License Certification Requirements | Job Description](https://www.financialplannerworld.com/west-virginia/) - [How to become a Financial Planner in Washington - WA | License Certification Requirements | Job Description](https://www.financialplannerworld.com/washington/) - 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[How to become a Financial Planner in Hawaii - HI | License Certification Requirements | Job Description](https://www.financialplannerworld.com/hawaii/) - [How to become a Financial Planner in District of Columbia - Washington, DC | License Certification Requirements | Job Description](https://www.financialplannerworld.com/district-of-columbia/) - [How to become a Financial Planner in California - CA | License Certification Requirements | Job Description](https://www.financialplannerworld.com/california/) - [How to become a Financial Planner in Arizona - AZ | License Certification Requirements | Job Description](https://www.financialplannerworld.com/arizona/) - [How to become a Financial Planner in Alaska - AK | License Certification Requirements | Job Description](https://www.financialplannerworld.com/alaska/) - [How to become a Financial Planner in Colorado - CO | License Certification Requirements | Job Description](https://www.financialplannerworld.com/colorado/) - [How to become a Financial Planner in Utah - 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